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Loan Rates

Rates effective as of 10/01/2024

Mortgage

Mortgage TypeRate Details
MortgagesVary - please call for current rates (5 1/2 yr balloon only)

Personal Loan

TermAPR
0-30 months9%-15%
over 30 months10%-16%

Vehicle Loan

TypeTermAPR
New or Used Auto0-36 months2.99%-5.98%
37-48 months3.24%-6.49%
49-60 months3.49%-7.74%
over 60 months3.74%-7.99%

VISA

Card TypeRate
Visa Classic13.50% with Cash Back
Visa Platinum9.90%

Rate Discount!

Get 0.25% loan rate discount* on a personal loan if you elect to make payroll deduction payments or automatic payments from a SECU account.

Deposit Rates

Rates effective as of 1/2/2025

Account

Certificates of Deposit

TermDividend RateAPYMinimum Balance RequiredMinimum Balance Required to Receive Dividends
6 month+2.47%2.50%$1,000.00$1,000.00
1 year2.72%2.75%$1,000.00$1,000.00
2 year2.96%3.00%$1,000.00$1,000.00
3 year +3.20%3.25%$1,000.00$1,000.00
4 year3.44%3.50%$1,000.00$1,000.00

Remember, our Select 50 Club Members receive .05% higher dividend rate on all CDs. View more information on the Select 50 Club.

SECU has partnered with Trinity Insurance & Financial Services!

Trinity Insurance and Financial Services

To set up an appointment, you can stop in the credit union, call Trinity directly at 815-288-5800, or visit their website: www.trinityifs.com